LEP would be a great idea. Ok, 100% of the money cannot be used by the bank. But 50% can already be reused and the remaining 50% is generally used for investments in the general interest. I think it is an investment that has made perfect sense at Helios. For my part, I am hesitant to go to Boursobank. Most of my savings are stored on Goodvest life insurance. The carbon impact that I would have at Boursobank will be negligible given that the majority of my savings are at Goodvest. I really invite Helios to advance on this subject. The Goodvest savings account, which pays at 2%, pays only 1.4% more after taxation. LEP is therefore an interesting alternative.

In addition, Caisse des Dépôts' investments are useful investments that are often aimed at public benefit: renovating schools, hospitals, infrastructures,... so I think it's a good idea even if only 50% of the money deposited is usable by banks.

And at 6% this year, it would avoid having to change the savings system!